A flood is a temporary condition in which two or more acres of normally dry land or two or more properties are submerged by water or mudflow. Many conditions can result in a flood such as hurricanes, tropical storms, clogged drainage systems, and heavy rainfall.
Since standard Homeowner's and Commercial property policies do not cover flooding, a seperate Flood insurance policy is the best way to financially protect yourself in the event of a flood. Flood insurance is available to homeowners, renters, and commercial owners/renters. You can purchase flood coverage on your building as well as your contents.
The costs of flood insurance vary depending on how much insurance is purchased, what it covers, and the property's flood risk. Contact one of our agents today for a free quote.